A Merchant’s Guide to Top Ecommerce Merchant Services UK


Wednesday, June 8th, 2022

Ecommerce has always been a great option for businesses across many different industries. Fast forward to today, having an online shopping platform for consumers has become more of a must – customers today expect to have more options and places to connect with you than they did in the past. And more and more shopping is taking place and moving online than ever before.

Of course, setting up an eCommerce shop takes a lot of time and research. In addition to setting up an exceptional spot for your business, you will also need payment processing services. This requires a lot of research and comparison to ensure that you’re partnering with the right provider.

Not all providers are created equal; not all will specialize in working with your business type and industry, for example. You need to make sure they understand the challenges your business faces, like chargebacks and high volume sales. You will also need to compare monthly transaction requirements, additional fees, and customer support, among many other things important for your day-to-day operations.

Top eCommerce Payment Processors Today

If the thought of getting started is overwhelming, know you’re not alone. The following breakdown of top eCommerce processors, including their benefits and drawbacks, should help you simplify this process so you can get back to running your business.

Centurion Payment Services

Found in 2012, Centurion Payment Services provides solutions to both standard and high-risk merchants. They are also known for offering CBD merchant accounts and payment processing services for nutraceuticals, multi-level marketing, and travel clubs (all high-risk industries that struggle to secure such services). They also provide merchants with 24/7 customer support, a per-transaction fee of 6.95% (plus $.30), and a monthly fee of $35. Negative reviews are hard to find on this merchant.

Payment Depot

Payment Depot’s services are best suited to the needs of “standard-risk” merchants. Merchants receive a virtual terminal, mobile phone processing, chargeback tracking, Authorize.net payment gateway, and Clover POS products. Monthly and per-transaction fees are fixed (no surprises), and their pricing structure is very transparent. The few negative reviews found are complaints about customer support and technical issues.

High-Risk Pay

If you’re looking for a provider with years of experience, be sure to check out High-Risk Pay. This provider has been processing payments since 1997. A few of their offerings include ACH processing, chargeback prevention, and point-of-sale equipment. Customer pricing is available for all merchants, and they are incredibly transparent about all rates and fees. Keep in mind that they aren’t as straightforward with some equipment, contract terms, and hidden fees.

Set aside some time to compare the above providers, along with any others that match your specific needs. Above all, make sure they have years of experience, and great customer reviews and they specialize in working with merchants like you.