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Fiat or cryptocurrency settlements are fast and convenient, charging only 1% on most transactions. Because it offers an easy API, developers can easily integrate with other platforms. The platform itself offers a client dashboard, offering “reporting functionality”, easy access to one-on-one technical support, and customization. Plus, merchants can easily get in touch with their merchant services manager for any questions via e-mail or phone.

The main draw to GoURL is that website owners and vendors can receive Bitcoin payments directly into their wallets, without the need for a bank account and therefore, no need to convert the funds into fiat currency.

They also offer a WordPress plugin that is highly valued, making it one of the best payment gateway plugins available. Managing orders is a breeze as GoURL provides payment breakdowns that are clear and straightforward. Payments are processed within 30 seconds and are dependable.

One of BitPay’s most unique features is the BitPay card that works as a Debit/Credit card. This card enables you to use Bitcoins anywhere that Visa is accepted. Merchants can also elect “withdrawal transaction speeds” to any timeframe desired. The platform also offers two-factor authentication, direct bank deposits, ledger payment tracking, and email invoicing.

AlfaCoins currently accepts Bitcoin, Litecoin, Ethereum, Bitcoin Cash, Dash or XRP and Litecoin Testnet. Its transaction fee is on the lower side at 0.99%. In addition, the subscription fee is free and there are no fees to install the Bitcoin payment system. AlfaCoins can be used in any country throughout the world, with the exception of North Korea and Iran. Funds can be withdrawn in either Euros or US dollars.

Pinwheel Pay offers a host of fraud prevention features such as Level One PCI Compliance, technology-focused and accessible APIs and SDK, as well as custom financial technology solutions. 

With their cryptocurrency payments, they are able to deposit funds within 24 hours. The merchant can choose from over 120 fiat currencies, including in US dollars. Also, the Bitcoin to fiat exchange rate is secured at the moment of sale, and therefore the merchant does not need to worry about fluctuations in the market. 

It also integrates smoothly with popular e-commerce powerhouses such as Square, Wix, and Shopify.

Use PayPal-linked bank account, credit, or debit. Just keep in mind that you cannot withdraw out of your PayPal balance. You also receive text updates and email notifications to stay informed on the status of your transfer.

Veem uses blockchain to efficiently process payments safely, by way of a “digital ledger of transactions’ ‘. This eliminates the banks and their fees. Veem is a free payment processing service. However, there is a $20 fee if the receiver requests to receive his international transfer in U.S. currency. It currently works with more than 60 countries. You can integrate your Veem account with Xero and QuickBooks Online Accounting. It’s also user-friendly.

Easy Pay Direct has an extensive network of processors which increases the chances of being approved for a merchant account. Their gateway is a powerful product that is compatible with many online shopping carts and is equipped with Level 1 PCI-compliant security. Other perks include developer resources and merchant cash advances. It does not charge an early termination fee.

Low rates on international high risk merchant accounts are another benefit. It also offers Mail Order and Telephone Order (MOTO) and its own payment gateway called, “Cyogate Internet Payment Gateway”. Additional solutions include mobile payment processing, electronic invoicing, and chargeback prevention.

Some of HMS’s offerings include credit card terminals, a virtual terminal, a payment gateway, mobile processing, Point of Sale (POS) systems, integration with a variety of shopping carts, gift and loyalty cards, web hosting, Referral programs, merchant cash advances, and PCI compliance. There are no monthly minimums. No application or setup fees. No long-term contracts or early termination fees. Interchange-plus pricing is clearly displayed. Excellent customer support.

CDG can offer interchange-plus pricing to merchants who process more than $10,000 per month. It offers a month-to-month contract agreement without a cancellation fee. It offers a flexible and transparent pricing structure. It offers 24/7/365, US-based customer support for its merchants. There are no annual or membership fees. CDG also provides a certified PCI & GDPR compliant solution.

Helcim features include month-to-month contracts, complete with interchange-plus pricing. It does not have long-term equipment leases. Additionally, there are no early termination fees, PCI Compliance fees, or monthly minimum fees. Merchants can buy their point-of-sale equipment at cost or rent it at an affordable monthly price.

Some of the perks that SMB offer include offshore merchant accounts, payment gateways for ecommerce businesses, third-party online shopping cart integration, ACH payments, a suite of chargeback prevention services, and business loans. Customer support is available by phone and email out of their Utah office.

Square offers its own Point-of-Sale (POS) software, inventory management, a mobile app, invoicing and billing, a virtual terminal, as well as an API for custom solutions. There are no statement fees and no monthly minimum. It is also transparent with its affordable pricing. A great draw for fledgling businesses without a processing history. 

No account setup fees or annual fees. There is no monthly minimum required. If no free terminal is needed, there is month-to-month billing and no early termination fee. Provides clear and transparent pricing for all its processing plans. They also offer interchange pricing. All rates are locked in for the full length of the contract term.

The company has its own payment gateway, Durango Pay, which supports online sales, integrates with third-party shopping carts, API, dashboard analytics, and can also be utilized to process recurring and subscription payments. It  offers mobile credit card processing through a third party app called iProcess. Customer support is prompt, supportive and available via phone and email.

For a fixed monthly fee, Payment Depot offers wholesale transaction prices without any markups. There are no equipment lease fees, termination fees, or PCI Compliance fees. All terminals can be purchased for a “one-time” price. Most business types can enjoy the benefit of “next day funding”. Monthly and per-transaction fees are fixed and therefore merchants get a better deal. Overall, they have a very transparent pricing structure. There are no deceitful quotes listed.

It offers custom pricing structures to all its merchants. They are transparent about their rates and fees. All transactions are PCI DSS Secure. They handle payments in the US, Canada, and internationally.

Recommended as an alternative to Stripe, due to fund holds and poor customer service, Fattmerchant offers an API for developers, month-to-month contracts, and mobile payment options that are easily integrated. Plus, it offers a reduced “per-transaction” fee, a dedicated customer support line, funding available the next day, and integration with QuickBooks. For customer support options, Fattmerchant makes itself available via phone and email contact, according to its website. Best of all, it offers its very own, “in-house after-hours support.”

Great choice for businesses looking to integrate a payment processing tool into their existing software. They offer Clover, which is a POS system that is customizable and features over 425 applications. Month to month contracts are available to some users. This is a hybrid of both an integrated credit card processing tool that can also be transitioned into POS system.

There are no setup or cancellation fees. Merchants have access to cash advances. Application process is quick and easy. Quotes are received shortly after submission, yet are “non-commital” and contract terms are open to negotiation. Free customer and tech support help is offered.

It offers the latest technology in POS systems and payment terminals. Merchant One provides 24/7 support. Month to month contracts are available for flexibility. More help is on the way with an assigned online account manager, and so much more.

They received their banking license at the end of 2018 and will protect funds up to €100,000 under the implementation of the European Deposit Insurance Scheme (EDIS). They hold all client funds in a tier one UK bank account for safeguarding. They also provide account security through fingerprint identification, disposable virtual cards, Sherlock anti-fraud system, and will be implementing 3D Secure in the future.

WorldRemit stores all customer funds in segregated bank accounts as per the Financial Conduct Authority’s requirements, the Electronic Money Regulations 2011 and the Payment Services Regulations 2017.

Safeguarded accounts through segregated account features. Secure online features to help protect against fraud.

Keeps money safeguarded under the regulations of the Financial Conduct Authority (FCA) by storing funds in low-risk UK Barclays accounts.

They are subjected to FCA regulations and protecting 100% of your money by holding it in major banks and never lending or reinvesting it. They are also a member of CIFAS, the United Kingdom’s biggest banking service, to provide top-notch fraud protection. Accounts are protected by biometric login and authentication protocols, like 3D Secure.

Clear pricing information available on their website. Ability to manage your account online and with their mobile app. Ability to categorise built-in budgeting. They can round up monetary amounts on purchases to deposit into a savings account for you. Prove real-time notifications. Interbank exchange rate for over 150 currencies. Up to €300 per month on ATM withdrawals without a fee. Can set up recurring payments.

Easy account management through online and mobile app. International payments and payroll services are available. No minimum transfers, making it good for both business and personal use. Money remittance to over 195 countries in over 60 currencies. Exact delivery times are shown after a transfer is completed and most are completed within a day. Real-time notifications through emails and SMS messages. Quick and easy sign-up.

Clear pricing information available on their website. Multiple packages are available to fit a variety of needs. Limitless number of Mastercards that you can have with them. International transactions for free. Cheque cashing available. Offers direct debit, employee payroll and bill pay. Quotes and invoices can be created through their interface. Account management online or through their mobile app. Generally positive reviews online about service and customer assistance. API available to for customised integration on other platforms.

A comprehensive breakdown of their prices is available on their website. Free account setup. Account management through their online portal and mobile app. A contactless Visa debit card is available. Instant transfers through SEPA Instant. They offer global transfers and currency exchange. Easy integration of payment templates from other banks. They have generally positive reviews online.

Clear pricing information available on their website. Multiple packages to fit the needs of small businesses and solo entrepreneurs. Online or mobile app account management. Create and send invoices. Easy method for uploading receipts, categorising transactions and adding VAT. A free business Mastercard is included. SEPA transfers or SumUp available. Online store set up options with their software.

Clear pricing information and multiple packages to fit a variety of needs. No limits on the number of Mastercards that you can have with them. Free international transactions. Offers cheque cashing. Direct debit, employee payroll and bill pay available. Quotes and invoice editing. Manage your account online or through their mobile app. Generally positive reviews online about service and customer assistance. API available to integrate into other platforms.

Pricing information is available on their website. You can easily manage your account with their mobile app. Provides a free Mastercard with contactless pay. Works with Apple Pay and there is no limit on contactless pay when you use your smartphone. Accessible in 10 languages. Several cash deposits locations. International transfers at a competitive fee.

Clear pricing information available on their website. No monthly fees. Free MasterCard for shopping online or in stores. ATM withdrawals are free under €200 per month. Offers SEPA & SWIFT money transfers. Ability to create limitless virtual IBANs for each customer or payment. Access your account online or through their mobile app. Supports Bitcoin with the potential for supporting more cryptocurrencies in the future.

Free IBAN accounts in over 10 currencies. Offers both online and mobile app dashboard for convenient account management. Free peer-to-peer transfers and instant notifications about account activity. Direct debit options for 50p per transaction. The first two physical Visa cards are free with no issuing or monthly fees. No charges for international payments and ATM withdrawals are available worldwide. Contactless payment is supported.

They have their own bank license. They also offer high risk solutions to businesses. They provide a deposit guarantee of up to €100,000. They also offer loan services for businesses.

Some of their benefits include powerful risk management tools, full reporting interface, adapted payment solutions. Dedicated support for gaming operators, sophisticated anti-fraud systems, multiple payment methods, PCI DSS specialism, transaction optimisation, 24/7 support, comprehensive anti-fraud solutions, multiple acquirers in one solution, payment solutions adapted to your needs.

Their expertise lies in the following: high availability account servicing, high availability and redundancy, scalability and change speed reactivity, independent from an acquiring bank, dedicated expert support, robust and simple integrations, cost effective solutions, PCI level 1 compliant, and business critical cash flow delivery timescales.

Additional benefits for their merchants include: a secure payment gateway, hotlists, flexible card verification, security tools, enhanced reporting functions, fixed bonds, rolling reserves, deferred payments, online risk analysis, and recurring payments. Accepting all traditional and alternative payments, including ApplePay ( a total of 198 payment methods).

They also provide great customer service and chargeback prevention.

Massage and sauna boutique merchant benefits include the following: easy person to person transfers, no debit/credit card or PIN use, a convenient storage solution on your PC or smartphone, traceable transactions to deter fraud.

Some of the advantages offered include quick approvals, partnership with banks around the world, round the clock support, affordable pricing plans, quick payouts, minimal transaction charges, no deductions from revenues, uncapped transaction volumes, multi-currency processing, low taxes, risk management solutions, and personalized consultations.

One of their features, an e-Check solution, has the following benefits: low costs, account stability (transaction disputes are 2-3%), increased protection from chargebacks, a fraud protection system which is linked to their fraud scrubbing platform, check conversion processing solutions, check verification, check guarantee, and check drafting.

In addition, there are no volume limits.

Both the approval and setup fall within the same timeframe of 1-3 days. Deposits will be received within 48 hours.

They offer integration with payment gateways such as: WooCommerce, Shopify, BigCommerce, Ecwid, Limelight, Magento, Opencart, and Prestashop.

Features in the contract include: variable contract lengths (month-to-month), free application processing, direct financing with regular deposits (daily or weekly, depending on whether onshore vs offshore), recurring billing, competitive rates, acceptance of multiple currencies and deposits, compatibility with major gateways and shopping carts, integration assistance with more than 100 shopping carts, chargeback prevention tools and advice, eCheck processing, gateway includes fraud detection and prevention tools.

Their features include a guaranteed lowest rate, free mobile options, affordable point of sale, free equipment for qualified accounts, transparent statements, online marketing tools, multiple payment gateways (Transaction Express and Authorize.NET), virtual terminals, online shopping carts, PCI compliance, merchant cash advances, EMV credit card machines (including traditional, mobile/wireless, and PIN Debit PIN Pads), point of sales systems, gift and loyalty programs, cash discount programs, small and large ticket processing, and data breach protection.

Massage and sauna boutique merchant benefits include the following: easy person to person transfers, no debit/credit card or PIN use, a convenient storage solution on your PC or smartphone, traceable transactions to deter fraud.

Some of the advantages offered include quick approvals, partnership with banks around the world, round the clock support, affordable pricing plans, quick payouts, minimal transaction charges, no deductions from revenues, uncapped transaction volumes, multi-currency processing, low taxes, risk management solutions, and personalized consultations.

Their expertise lies in the following: high availability account servicing, high availability and redundancy, scalability and change speed reactivity, independent from an acquiring bank, dedicated expert support, robust and simple integrations, cost effective solutions, PCI level 1 compliant, and business critical cash flow delivery timescales.

Additional benefits for their merchants include: a secure payment gateway, hotlists, flexible card verification, security tools, enhanced reporting functions, fixed bonds, rolling reserves, deferred payments, online risk analysis, and recurring payments. Accepting all traditional and alternative payments, including ApplePay ( a total of 198 payment methods).

They also provide great customer service and chargeback prevention.

Their virtual terminal alone, has a vast array of features, including: invoicing, a hosted payment page, billing plans and scheduled payments, shopping cart integrations, ACH payments, Mobile App, securely stored customer data, in-depth reporting, emailed receipts, void and refund capabilities, free PCI compliance, and unlimited users.

Some features offered on cigarette merchant accounts include: multi-bank processing (including offshore), secure payment gateway, chargeback alerts, chargeback disputes, ACH/Check 21 processing, repeat/recurring billing, fraud prevention and protection, and competitive processing rates (below 6%), as well as 24/7 support online or by phone.

Some of the advantages offered include quick approvals, partnership with banks around the world, round the clock support, affordable pricing plans, quick payouts, minimal transaction charges, no deductions from revenues, uncapped transaction volumes, multi-currency processing, low taxes, risk management solutions, and personalised consultations.

Their expertise lies in the following: high availability account servicing, high availability and redundancy, scalability and change speed reactivity, independent from an acquiring bank, dedicated expert support, robust and simple integrations, cost effective solutions, PCI level 1 compliant, and business critical cash flow delivery timescales.

Additional benefits for their merchants include: a secure payment gateway, hotlists, flexible card verification, security tools, enhanced reporting functions, fixed bonds, rolling reserves, deferred payments, online risk analysis, and recurring payments. Accepting all traditional and alternative payments, including ApplePay ( a total of 198 payment methods).

They also provide great customer service and chargeback prevention.

Features in the contract include: variable contract lengths (month-to-month), free application processing, direct financing with regular deposits (daily or weekly, depending on whether onshore vs offshore), recurring billing, competitive rates, acceptance of multiple currencies and deposits, compatibility with major gateways and shopping carts, integration assistance with more than 100 shopping carts, chargeback prevention tools and advice, eCheck processing, gateway includes fraud detection and prevention tools.

Their features include a guaranteed lowest rate, free mobile options, affordable point of sale, free equipment for qualified accounts, transparent statements, online marketing tools, multiple payment gateways (Transaction Express and Authorize.NET), virtual terminals, online shopping carts, PCI compliance, merchant cash advances, EMV credit card machines (including traditional, mobile/wireless, and PIN Debit PIN Pads), point of sales systems, gift and loyalty programs, cash discount programs, small and large ticket processing, and data breach protection.

Some features offered on tobacco merchant accounts include: multi-bank processing (including offshore), secure payment gateway, chargeback alerts, chargeback disputes, ACH/Check 21 processing, repeat/recurring billing, fraud prevention and protection, and competitive processing rates (below 6%), as well as 24/7 support online or by phone.

Some of the advantages offered include quick approvals, partnership with banks around the world, round the clock support, affordable pricing plans, quick payouts, minimal transaction charges, no deductions from revenues, uncapped transaction volumes, multi-currency processing, low taxes, risk management solutions, and personalised consultations.

Their virtual terminal alone, as a vast array of features, including: invoicing, a hosted payment page, billing plans and scheduled payments, shopping cart integrations, ACH payments, Mobile App, securely stored customer data, in-depth reporting, emailed receipts, void and refund capabilities, free PCI compliance, and unlimited users.

EMB offers custom-made paid solutions, excellent customer service, approval rates between 24 and 48 hours, chargeback management tools, PCI-compliant payment gateways, as well as fraud filters.

Their expertise lies in the following: high availability account servicing, high availability and redundancy, scalability and change speed reactivity, independent from an acquiring bank, dedicated expert support, robust and simple integrations, cost effective solutions, PCI level 1 compliant, and business critical cash flow delivery timescales.

Additional benefits for their merchants include: a secure payment gateway, hotlists, flexible card verification, security tools, enhanced reporting functions, fixed bonds, rolling reserves, deferred payments, online risk analysis, and recurring payments. Accepting all traditional and alternative payments, including ApplePay ( a total of 198 payment methods).

They also provide great customer service and chargeback prevention.

Some features offered on nutraceutical merchant accounts include: multi-bank processing (including offshore), secure payment gateway, chargeback alerts, chargeback disputes, ACH/Check 21 processing, repeat/recurring billing, fraud prevention and protection, and competitive processing rates (below 6%), as well as 24/7 support online or by phone.

Connected.co’s features include a state of the art electronic application process, creating a hassle-free experience. The application is also cloud-based, digitally capturing the merchants information and submitting it to their vast network of high risk banks both domestically and internationally. They also provide payment gateways, chargeback prevention, ACH processing, and payment service providers.

Advantages for high risk offshore merchant account clients include complete application programming interface, approval available in less than a week, easy setup, no initial deposits, no monthly fees, no application fees, no volume restrictions, multiple currencies support, transaction fraud scrubbing, and payouts are weekly.

Some of their benefits include powerful risk management tools, adapted payment solutions. Sophisticated anti-fraud systems, multiple payment methods, PCI DSS specialism, transaction optimisation, 24/7 support, comprehensive anti-fraud solutions, payment solutions adapted to your needs.

They also offer both a merchant account and payment gateway, a free virtual terminal, 3D Secure, comprehensive reporting tools, over 100 supported trading currencies, and settlement currencies in either GBP, USD, or EUR.

Aggregated merchant account benefits include the following: easy person to person transfers, no debit/credit card or PIN use, a convenient storage solution on your PC or smartphone, traceable transactions to deter fraud.

Some features offered on aggregated merchant accounts include: multi-bank processing (including offshore), secure payment gateway, chargeback alerts, chargeback disputes, ACH/Check 21 processing, repeat/recurring billing, fraud prevention and protection, and competitive processing rates (below 6%), as well as 24/7 support online or by phone.

Some of their benefits include powerful risk management tools, full reporting interface, adapted payment solutions. Sophisticated anti-fraud systems, multiple payment methods, PCI DSS specialism, transaction optimisation, 24/7 support, comprehensive anti-fraud solutions, multiple acquirers in one solution, payment solutions adapted to your needs.